Monthly Archive: May 2013

May 27

My latest article in The Hindu Business Line.

May 24

My this week article in The Hindu Business line

May 23

My last week article in The Hindu Business Line

May 22

Why its better to have second opinion on your MF investments.

You often come across newspaper advertisements from fund houses stating that their fund performed exceedingly well over a one-year period, with some comparative chart. They sometimes also disclose their three- and five-year performance. On the face of it, it might appear impressive. But if you ignore the top-performing year and look for the average, the …

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May 17

Surrender options in some of the LIC policies.

Jeevan Akshay a popular immediate annuity plan from LIC was preferred choice for several individual’s when the interest rates were lower.The major attraction was that the annuity is constant over the policy period. But when the interest rates offered by the SBI was 9.5 per cent for a ten year deposits it appeared better than …

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May 15

ULIPS, a risk shield for the long- term.

When you buy insurance, you protect yourself against untoward incidents by transferring the risk to a large pool of individuals. If anything happens to you, your family is financially compensated. Unit-Linked Insurance Plans, or ULIPs, changed the way insurance was being sold. Instead of calling it a shield against risk, it was sold as an …

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May 07

My Recent article in The Hindu Business Line.