May 05

How to Get Home Loan at Free of Cost?

Today, it’s hard to find anyone without home loan. Most individual who are less than 30 years old, create liability before they think of savings.  Most of us have taken home loan and paying EMI, month after month and always worried about the interest movement. As the loan tenure increase the repayment will jump. For instance if you take 20 years loan, you repay 160 per cent more than your loan.

For example, if you take Rs 25 lakhs of home loan at the rate of 10.5%, then the EMI would be 24,959, and you end up paying 59, 90,400. It means that your total interest outgo is Rs 34.9 lakhs!

In other words, after paying nearly 60 lakhs over a 20 year period, the house will be yours.

Hope you all are clear up to this. Now I am going to offer a solution wherein you will get all your money back at the end of the tenure, seems to be interesting!

The Solution is:

  1. Whatever you pay as EMI for the next 20 years will be given to you at the end of the 20th year, most probably with bank interest. Virtually free of cost.
    1. With no social security, those joined government services after 2004 and without saying private organization are not entitled for retirement benefits like pension in their golden years. The money which we paid as EMI, if it comes back at the end of the 20th year, one can use that corpus as a pension fund which in the above case will be Rs 50,000 per month comfortably. So your home loan what majority of us considered as a burden or liability, it indirectly creates your retirement corpus!!!

Is it Interesting?

Do you want to know how it works?

Provide me your home loan details and I will make your house at free of cost at the end of the tenure. Since each individual home loan is different, we can customize based on your needs.


  1. Rajeshkanna


    I am really interested to know the solution, how it works for me !!!

    Curently I have the Loan amount 23 lakhs in HDFC and started to pay the EMI around Rs. 24000/Month

    Please send me the advice or let me know your contact details, so that I will call you back

    +61 466778732

  2. Suresh


    Thanks for you mail and interest.

    Please let me know about your tenure as well as rate of interest and when it is started, which help us to take it further.


  3. suresh



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